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Insurance and Billing

Do you accept my insurance?

Midwest Dermatology Center does accept the majority of the insurance providers in the area. We have a list below of some of the insurance companies but we are contracted with many more. Please contact your insurance provider to see if we are in network with your plan. On the front or the back of your insurance card you will find the phone number that will allow you to contact your insurance provider to confirm coverage. 

What is a co-pay?

A co-pay, short for "co-payment," is a fixed amount of money that the insurance provider requires the patient to pay at the time of service each time you come in for an office visit.

When will I receive a statement?

Midwest Dermatology will bill your insurance company after your visit. You will receive a statement after we receive an explanation of benefits from your insurance provider.

What if I believe I received a statement in error?

If you believe that you received a statement in error, call our billing department at 847-394-1202 and they will be more than willing to assist with any of your questions.

What if I don't have insurance?

Midwest Dermatology Center will evaluate and treat your condition regardless of insurance. For patients without insurance, an upfront charge will be required before seeing the physician. Once you are evaluated, the physician will determine the charges and you will be responsible for the remaining balance at the time of your visit. 

What forms of payment can I use?

Midwest Dermatology Center accepts cash, personal checks, money orders, FSA, HRA, HAS, and VISA, MasterCard, Discover, and American Express credit card payments. 

What are in-network & out-of-network providers?

In-network providers are providers who are contracted with your specific insurance plan. When providers are contracted with your plan, the benefits from the insurance company are much higher than if the provider is not contracted (out-of-network) with your plan. When providers are out-of-network with your plan, the benefits will be much less from the insurance company than if the provider was in-network. 

Do I need a referral? 

Midwest Dermatology makes every effort to obtain referrals on behalf of our patients prior to their visit. Many times our patients are required to obtain a referral from their PCP. Please contact your insurance company to verify if a referral is needed before your visit. 

If you don't see your billing-related or financial question answered here, please don't hesitate to call us. We're here to help! Call 847-394-1202.


Below is a list of some of our common insurance companies that we are contracted. If you don't see your insurance company below, please contact your insurance carrier or our office to confirm that your provider is an In-Network provider:

  • Blue Cross/ Blue Shield PPO
  • UnitedHealthcare PPO
  • Medicare Assignment Accepted
  • Humana PPO 
  • Humana Choice Care PPO
  • Aetna PPO
  • Coventry PPO
  • Cigna PPO
  • First Health PPO
  • Healthlink PPO
  • Preferred Plan PPO
  • Healthsmart PPO
  • Multiplan PPO
  • VA

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